Insurance in Community Associations: Who Covers What? is available in both print and digital formats. You are viewing the digital version. Purchase the print book here.
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One of the most common — and consequential — questions in community associations is about how insurance responsibilities are divided.
Developed with expert guidance from Community Insurance and Risk Management Specialists, Insurance in Community Associations: Who Covers What?, will help board members, owners, and residents understand coverage requirements, options based on risk, the lines where responsibilities intersect, and how communities can make informed decisions.
The guide includes an overview of an association’s core coverage, additional coverage based on operations and risk, what isn’t covered by association policies, and the steps communities should take to evaluate and review their coverage.
Designed to be shared with community association residents and decision-makers, bulk buying discounts of the print version are available to members and nonmembers.
Contents
Who Covers What?
Community Associations
Foundational coverage
Additional coverage based on operations and risk
Bare walls vs. all-in
What isn’t covered?
Homeowners and Renters
Coverage
Community Decisions
Monitor coverage
Select a policy
Check state law
Understand your documents
Know the roles
Manage risk
The Takeaway
Learn More
Resources
Hire a Community Insurance and Risk Management Specialist
CAI wishes to thank Charlotte Allen, CIRMS, Michael Berg, CMCA, CIRMS, and Karen O’Connor Corrigan, CIRMS, for their expertise and support in helping us develop this new resource.
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