Insurance in Community Associations: Who Covers What? is available in both print and digital formats. You are viewing the print version. Purchase the digital book here (FREE for CAI members).
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One of the most common — and consequential — questions in community associations is about how insurance responsibilities are divided.
Developed with expert guidance from Community Insurance and Risk Management Specialists, Insurance in Community Associations: Who Covers What?, will help board members, owners, and residents understand coverage requirements, options based on risk, the lines where responsibilities intersect, and how communities can make informed decisions.
The guide includes an overview of an association’s core coverage, additional coverage based on operations and risk, what isn’t covered by association policies, and the steps communities should take to evaluate and review their coverage.
Designed to be shared with community association residents and decision-makers, bulk buying discounts of the print version are available to members and nonmembers. See details below.
Contents
Who Covers What?
Community Associations
Foundational coverage
Additional coverage based on operations and risk
Bare walls vs. all-in
What isn’t covered?
Homeowners and Renters
Coverage
Community Decisions
Monitor coverage
Select a policy
Check state law
Understand your documents
Know the roles
Manage risk
The Takeaway
Learn More
Resources
Hire a Community Insurance and Risk Management Specialist
CAI wishes to thank Charlotte Allen, CIRMS, Michael Berg, CMCA, CIRMS, and Karen O’Connor Corrigan, CIRMS, for their expertise and support in helping us develop this new resource.
Bulk pricing discount available. Discount automatically applied when quantity in cart updated.
CAI Members
| Number of Copies | Unit Price |
| 1–9 | $5.00 |
| 10–24 | $4.75 – 5% discount |
| 25–49 | $4.50 – 10% discount |
| 50–99 | $4.25 – 15% discount |
| 100–249 | $4.00 – 20% discount |
| 250–499 | $3.75 – 25% discount |
| 500+ | $2.50 – 50% discount |
Nonmembers
| Number of Copies | Unit Price |
| 1–9 | $10.00 |
| 10–24 | $9.50 – 5% discount |
| 25–49 | $9.00 – 10% discount |
| 50–99 | $8.50 – 15% discount |
| 100–249 | $8.00 – 20% discount |
| 250–499 | $7.50 – 25% discount |
| 500+ | $5.00 – 50% discount |
Questions about bulk purchasing and quantities available? Email publications@caionline.org.
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